Umbrella and Excess Solutions

PRODUCT HIGHLIGHTS

Partner with Shepherd Specialty for your Umbrella and Excess Casualty needs with capabilities for over 600+ classes of business.

Target Classes of Business (Top Industries Include):

  • Real Estate, Dwellings, Vacant Land, LRO,
  • Homeowners Associations
  • Commercial and Trade Contractors (some restrictions apply)
  • Service Providers
  • Family and Fast-Food Restaurants
  • Manufacturing
  • Distributors
  • Retail/Mercantile
  • Garage/Auto-Dealers
  • Farms/Food Processing

Available Limits:

  • $5MM capacity in a lead Excess attachment point
  • $10MM capacity in a high Excess attachment point

 Territory:

  • Nationwide with capabilities to write either admitted or non-admitted in all states, except WA, which is non-admitted only.

Eligible Class Code List:

Submission Requirements

  • ACORD Applications
    Fully completed Acord 125 and 131
  • Supplemental Applications
    Please provide any that have been completed for specific industries (e.g., Contractors, Hospitality, Manufacturing).
  • Underlying Renewal Quotes/Exposures
    Copies of renewal quotes showing underlying exposures, terms, and renewal premiums.
  • 5-Year Currently Valued Loss Runs
    Loss history for Umbrella line of coverage as well as all applicable lines requesting to be scheduled as underlying coverage (GL, Auto, WC, etc.). Must be dated within 90 days.
  • Risk Narrative
    • Brief overview of opportunity, including effective date, need by date, and target premium
    • Brief overview of operations, including insured’s website, safety protocols, and any unique exposures.

All submissions should be emailed to underwriting@shepherdspecialty.com