Specialty Products

Unlock New Client Niches and Drive Agency Profitability

ADVANTAGES

Providing specialized solutions, distinctive value propositions, competitive pricing, and enhanced results for insurance companies—all with the fastest turnaround, customized to meet each customer’s unique needs.

ACCESS

Giving insurance markets access to more profitable business and giving agents new ways to drive value and growth.

COMMISSION

Leveraging our unique distribution model to give agency partners the best offerings, commission rates, and solutions.

EXCLUSIVE

We deliver unique, exclusive niche insurance solutions that give all of our partners an edge.

NICHE

Unparalleled niche end-to-end solutions and platforms to drive client value and insurance market profitability.

PROFITABILITY

Our methodology drives profitability and improves underwriting results.

OUR UNDERWRITING PRODUCTS

DEADLY WEAPON/ARMED ASSAILANT

Coverage for Property Damage and 3rd Party Liability
Broad Definition of Weapon and Policy Trigger
Target Industries Include: Schools, Places of Worship, Offices, etc.

EMPLOYMENT PRACTICES LIABILITY INSURANCE (EPLI)

Most Classes of Business Considered
3rd Party Coverage Included
Includes Duty to Defend with Defense Outside the Limit

EQUIPMENT BREAKDOWN

Available in all 50 US states
Single Locations or Portfolios up to $50MM
Flexible deductible options

Marine

Streamlined digital application process.
Get quotes quickly with limited information.
Wide range of conditions available.

NON-PROFIT(D&O & EPLI)

Most Classes of Business Considered
Shared or Separate Limits Available
Duty to Defend with Broad Definition of EPLI Wrongful Acts

PRIVATE COMPANY(D&O, EPLI, Fiduciary, Crime)

Very Competitive on Most Classes with Assets Up to $450MM and 100 Employees
Includes Duty to Defend
Employed Lawyer Coverage Available

PROPERTY SOLUTIONS

Broad occupancy appetite
Ideal for all enterprise risks
Flexible deductible options

SEXUAL ABUSE & MISCONDUCT (SAM)

Primary and Excess Coverage Available
Limit from $300K to $15MM
Appetite Includes Organizations with Up to 50,000 Employees

TERRORISM

Liability and Property Coverage Available
Limits Up to $500MM with no Deductible
Tried and Tested Product Accepted by Commercial Lenders

UMBRELLA AND EXCESS

Nationwide with capabilities to write either admitted or non-admitted
$5MM capacity in a lead Excess attachment point
$10MM capacity in a high Excess attachment point
600+ classes of business

WIND & HAIL DEDUCTIBLE BUYDOWN

Designed for Wind, Hail & Named Storms

Commercial and Residential
Reduce Deductibles to as Low as $5K Per Occurrence