Specialty Programs
ADVANTAGES
Providing specialized solutions, distinctive value propositions, competitive pricing, and enhanced results for insurance companies—all with the fastest turnaround, customized to meet each customer’s unique needs.
ACCESS
Giving insurance markets access to more profitable business and giving agents new ways to drive value and growth.
COMMISSION
Leveraging our unique distribution model to give agency partners the best offerings, commission rates, and solutions.
EXCLUSIVE
We deliver unique, exclusive niche insurance solutions that give all of our partners an edge.
NICHE
Unparalleled niche end-to-end solutions and platforms to drive client value and insurance market profitability.
PROFITABILITY
Our methodology drives profitability and improves underwriting results.
IMMEDIATE ACCESS PRODUCTS FOR RETAIL AGENTS
Our goal is to provide quick online quotes, bind, and issue solutions for your small to medium-sized business clients. Browse our industry and product solutions below for additional information and to gain immediate access to those that fit your needs.
BUILDERS RISK
- Up to $3M in TIV
- Coverage for Ground Up, Renovation, and Remodel Projects
- Existing Structure Coverage Available
BUSINESS OWNER'S POLICY
- Quote, Bind, Issue with Same-Day Coverage & Immediate Policy Delivery
- Broad Appetite Providing Solutions for hundreds of Professions
- Up to $5MM in Revenue, Startup Friendly
CYBER SMALL BUSINESS
- Quote, Bind, Issue with Same-Day Coverage & Immediate Policy Delivery
- Up to $5MM in Revenue, Start-up Friendly
- $270 Minimum Premiums
GENERAL LIABILITY
- $5MM Revenue Limit, $5MM Payroll Limit
- Available in 49 states across the US (excluding Alaska)
- $350 Minimum Premiums
LESSORS RISK
- Building Minimum Premiums of $750 Per Location
- Monoline GL Premiums Starting at $500
- Up to $3MM in TIV Per Location
PROFESSIONAL LIABILITY
- Quote, Bind, Issue with Same-Day Coverage & Immediate Policy Delivery
- Coverage for Architects & Engineers, Consultants, Financial Services, Medical Professionals, etc.
- $270 Minimum Premiums
RETAIL & SERVICES
- Up to $1MM/$2MM Commercial General Liability limits
- Payroll up to $3MM
- Sales up to $15MM
SMALL CONTRACTORS
- Payroll up to $3MM (100% Sub-Contracted Acceptable)
- Sales up to $15MM
- Property Coverage up to $3MM per location/IM Bundle Available
SPECIAL EVENTS
- Minimum Premiums starting at $65
- Available for Events up to Five Days
- Includes Coverage for Event Set-Up and Tear-Down
OUR UNDERWRITING PRODUCTS
CANNABIS
Coverage for Cultivators, Manufacturers, Retail
Sales up to $15MM acceptable
Property coverage from seed through sale
Sales up to $15MM acceptable
Property coverage from seed through sale
DEADLY WEAPON/ARMED ASSAILANT
Coverage for Property Damage and 3rd Party Liability
Broad Definition of Weapon and Policy Trigger
Target Industries Include: Schools, Places of Worship, Offices, etc.
Broad Definition of Weapon and Policy Trigger
Target Industries Include: Schools, Places of Worship, Offices, etc.
EMPLOYMENT PRACTICES LIABILITY INSURANCE (EPLI)
Most Classes of Business Considered
3rd Party Coverage Included
Includes Duty to Defend with Defense Outside the Limit
3rd Party Coverage Included
Includes Duty to Defend with Defense Outside the Limit
Marine
Streamlined digital application process.
Get quotes quickly with limited information.
Wide range of conditions available.
Get quotes quickly with limited information.
Wide range of conditions available.
NON-PROFIT
(D&O & EPLI)
Most Classes of Business Considered
Shared or Separate Limits Available
Duty to Defend with Broad Definition of EPLI Wrongful Acts
Shared or Separate Limits Available
Duty to Defend with Broad Definition of EPLI Wrongful Acts
PRIVATE COMPANY
(D&O, EPLI, Fiduciary, Crime)
Very Competitive on Most Classes with Assets Up to $450MM and 100 Employees
Includes Duty to Defend
Employed Lawyer Coverage Available
Includes Duty to Defend
Employed Lawyer Coverage Available
SEXUAL ABUSE & MISCONDUCT (SAM)
Primary and Excess Coverage Available
Limit from $300K to $15MM
Appetite Includes Organizations with Up to 50,000 Employees
Limit from $300K to $15MM
Appetite Includes Organizations with Up to 50,000 Employees
TERRORISM
Liability and Property Coverage Available
Limits Up to $500MM with no Deductible
Tried and Tested Product Accepted by Commercial Lenders
Limits Up to $500MM with no Deductible
Tried and Tested Product Accepted by Commercial Lenders
WIND & HAIL DEDUCTIBLE BUYDOWN
Designed for Wind, Hail & Named Storms
Commercial and Residential
Reduce Deductibles to as Low as $5K Per Occurrence
