Recoop Homeowners Supplemental Insurance

Protect Your Clients, Grow Your Business

Fill the Critical Coverage Gaps Your Clients Don’t Know They Have

Traditional homeowners policies leave dangerous exposure gaps that could bankrupt your clients. Recoop covers the disasters often excluded or inadequately covered: earthquakes, storm surge, winter storms, and wildfires. Plus, it addresses the hidden killers—high disaster deductibles (5-30% of home value) and the 20% average underinsurance gap even with guaranteed replacement policies. Position yourself as the agent who truly protects their financial future.

Lightning-Fast Claims = Happy Clients Who Refer

While traditional insurance claims drag on for weeks or months, Recoop delivers cash benefits within 24-48 hours of approval. No deductibles, no restrictions on how clients use their money, and no waiting for adjusters in most cases. This isn’t just coverage—it’s immediate disaster recovery cash that keeps your clients afloat when they need it most. Happy clients become your best marketing tool.

Easy Sale, Profitable Add-On

Simple qualification requirements make this an easy conversation starter: clients just need existing homeowners insurance and to live in a disaster-prone area (80% of U.S. counties have experienced disasters in the last 5 years). With benefits up to $25,000 and straightforward underwriting, you can confidently present this as essential protection without complex policy language or lengthy approval processes.