Large Property Solutions

Big Risks Smart Solutions

PRODUCT HIGHLIGHTS

Quick Turnaround Facility Solution

Ideal for small and mid-sized enterprise risks.

  • Capacity for TIVs up to $500MM
  • Available on Primary, Excess, and Quota Share basis
  • Broad occupancy appetite (excluding primary habitational)
  • Flexible deductible options
  • No minimum premium; $75K typical
  • CAT modeling capabilities and reports available
  • Limited appetite for Flood & Earthquake
  • No appetite for Critical CAT (Tier 1 & 2 Named Windstorm & Surge)

Broad Open Market Solution

Designed for larger, more complex risks.

  • Capacity for TIVs exceeding $500MM
  • Available on Primary, Excess, and Quota Share basis
  • Broad occupancy appetite
  • Flexible deductible options
  • $250K minimum premium
  • CAT modeling capabilities and reports available

Submission Requirements

Required:

  • ACORD 125 & 140
  • Effective Date
  • Quote Need-By Date
  • Target Premium
  • Statement of Values (SOV) with full COPE details
  • Year of updates for Roof, HVAC, Electrical, Plumbing (if over 15 years old)
  • 5-year Loss Runs
  • Details for any losses over $50K

Preferred (but not required):

  • Risk Engineering Reports
  • Exterior and interior photos of building(s)

For Heavy Industry Risks:

  • If surveys are unavailable, provide risk management guidelines and photos

All submissions should be emailed to underwriting@shepherdspecialty.com